A Warm Welcome to BrooKes Financial UK
Personal Insurance,
Made Simple!
Friendly, straightforward advice
on Life Insurance,
Critical Illness Cover
and Income Protection for
individuals, families and
business owners across
the UK.
HELLO, I’M KAREN BROOKES
founder of BrooKes Financial UK and a Senior Personal Insurance Adviser with seven years’ experience in the insurance industry. Based in Teesside, I help individuals, families and business owners across the UK understand their insurance and make informed choices.

I know personal insurance can sometimes feel complicated or a little impersonal. I want to make the whole process feel much more straightforward.
I take the time to get to know you, your family and what really matters to you, then explain your options clearly and honestly, without jargon or pressure.
Personal insurance means a lot to me. My own family has experienced a life-threatening health situation, so I know first-hand how quickly life can change. It’s a huge part of why I do what I do today.
You’ll always get a friendly, down-to-earth and genuinely personal service, whether we speak by phone, video call or face to face locally.
I’m based in Teesside and support individuals, families and business owners across the UK.
I believe insurance advice should be personal…
My aim isn’t simply to arrange a policy and disappear.
I want to build a lasting relationship, review your insurance as life changes and be there if you ever need to make a claim.
People first. Policies second.
Ongoing support throughout.
WHAT I CAN HELP YOU WITH?
I help individuals, families and business owners find the right personal insurance for the things that matter most to them, including Life Insurance, Critical Illness Cover and Income Protection.
Whether you’re arranging insurance for the first time, reviewing what you already have or simply trying to understand where there may be gaps, I’ll make the options clear and straightforward. Every recommendation is based on your circumstances, priorities and budget — never a one-size-fits-all approach.
My support...
doesn’t stop when a policy starts either. With claims-handling experience too, I can also help guide you through the process if you or your family ever need to make a claim.

WHAT MAKES ME DIFFERENT?
You won’t be treated like a policy number, rushed through an appointment or left wondering what you’ve actually bought.
I take the time to understand you, explain things properly and make sure any recommendation is suitable for your circumstances and budget.
And I don’t disappear once your policy is in place. I’m here for ongoing reviews, changes along the way and support if you ever need to make a claim.
Friendly advice. Clear explanations. Ongoing support.
A Simple Way to Keep Your Insurance on Track
◆ REVIEW
We’ll look at what you already have in place, what’s changed and whether there are any gaps in your insurance cover.
◆ UPDATE
If anything needs changing, I’ll explain your options clearly and help you choose what works for your circumstances and budget.
◆ PROTECT
Once everything is in place, I’m still here for ongoing reviews, changes and support if you ever need to make a claim.

Three simple steps -
Lasting peace of mind
NOT SURE WHAT YOU NEED?
That’s completely fine.
You don’t need to know which policy, provider or type of cover is right before you get in touch.
Tell me a little about what you’d like to protect, what you already have in place, or what’s changed in your life — and I’ll help you work out the next step.
Starting from scratch
Not sure what cover you need?
Already have insurance
Let’s check it still suits you.
Life has changed
New home, family, job or business?
HOW CAN I HELP?
Let's Have A Chat
Whether you’re looking for cover, reviewing what you already have or simply have a question,
send me a message and I’ll get back to you.






