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A Warm Welcome to BrooKes Financial UK

Personal Insurance,

Made Simple!

Friendly, straightforward advice

on Life Insurance,  

Critical Illness Cover

and Income Protection  for

individuals, families and

business owners across

the UK.

HELLO, I’M KAREN BROOKES

founder of BrooKes Financial UK and a Senior Personal Insurance Adviser with seven years’ experience in the insurance industry. Based in Teesside, I help individuals, families and business owners across the UK understand their insurance and make informed choices.

 

I know personal insurance can sometimes feel complicated or a little impersonal. I want to make the whole process feel much more straightforward.

I take the time to get to know you, your family and what really matters to you, then explain your options clearly and honestly, without jargon or pressure.

Personal insurance means a lot to me. My own family has experienced a life-threatening health situation, so I know first-hand how quickly life can change. It’s a huge part of why I do what I do today.

You’ll always get a friendly, down-to-earth and genuinely personal service, whether we speak by phone, video call or face to face locally.

I’m based in Teesside and support individuals, families and business owners across the UK.

I believe insurance advice should be personal…

My aim isn’t simply to arrange a policy and disappear.

I want to build a lasting relationship, review your insurance as life changes and be there if you ever need to make a claim.

People first. Policies second.

Ongoing support throughout.

WHAT I CAN HELP YOU WITH?

I help individuals, families and business owners find the right personal insurance for the things that matter most to them, including Life Insurance, Critical Illness Cover and Income Protection.

Whether you’re arranging insurance for the first time, reviewing what you already have or simply trying to understand where there may be gaps, I’ll make the options clear and straightforward. Every recommendation is based on your circumstances, priorities and budget — never a one-size-fits-all approach.

My support...

doesn’t stop when a policy starts either. With claims-handling experience too, I can also help guide you through the process if you or your family ever need to make a claim.

WHAT MAKES ME DIFFERENT?

You won’t be treated like a policy number, rushed through an appointment or left wondering what you’ve actually bought.

I take the time to understand you, explain things properly and make sure any recommendation is suitable for your circumstances and budget.

And I don’t disappear once your policy is in place. I’m here for ongoing reviews, changes along the way and support if you ever need to make a claim.

Friendly advice. Clear explanations. Ongoing support.

FIND ME ON SOCIAL MEDIA

A Simple Way to Keep Your Insurance on Track

◆ REVIEW

We’ll look at what you already have in place, what’s changed and whether there are any gaps in your insurance cover.

◆ UPDATE

If anything needs changing, I’ll explain your options clearly and help you choose what works for your circumstances and budget.

◆ PROTECT

Once everything is in place, I’m still here for ongoing reviews, changes and support if you ever need to make a claim.

Three simple steps -

Lasting peace of mind

We recently completed a review of our life insurance, critical illness cover and income protection with Karen, and only needed to make a few small changes. Karen has looked after us for years, and every time we speak to her she goes above and beyond to make sure we understand everything and have the right cover in place. Her knowledge of the products is excellent, and she always explains things in a way that’s easy to understand without any pressure. It’s reassuring to know someone genuinely cares about getting things right for us and our family. We wouldn’t hesitate to recommend Karen to anyone looking for honest, friendly and knowledgeable advice.

— Denise Mole

★★★★★

We use Karen for our financial stuff. Helpful & friendly with good industry knowledge. I recommend her services.

— Allison Holding

★★★★★

Karen is a lovely person and make me feel comfortable. She explained everything and made sure I understood what what was being said 100% recommend.

— Chloee Warner Gregory

★★★★★

Huge thank you to Karen for sorting our insurance again! She's been our adviser for 5 years and always looks after us. Just a few little changes made all for the better 😊 Would highly recommend Karen if anyone needs any advice or help with your insurance.⭐️⭐️⭐️⭐️⭐️

— Tracey Hanlon

★★★★★

Great experience with Karen sorting out 2 Life Insurance Policies. Very easy from start to finish. Karen was great and explained everything in such detail so that we were fully aware what we were getting. Extremely helpful and friendly. 5* from start to finish, couldn’t ask for more!

— April Smith

★★★★★

We had our insurance reviewed by Karen and she was amazing — super friendly, no pressure, and got us a great deal. I know she’s genuinely got our best interests at heart. I would highly recommend Karen to everyone 🙂 If you’ve already got cover she can review it, and if not she can help you from scratch. She also gave us a free will too. It was totally no obligation with no pressure at all. Thanks Karen 🤩

— Poppy Bond

★★★★★

The experience has been amazing with Karen for me and my husband. Our situation was quite complex and was so grateful that she took the time that was necessary to find the best solutions for us!

— Clémence Fabien

★★★★★

Karen was very professional, great at replying and very informative at the options available, extremely quick at replying and the free will service was definitely a great bonus.

— Thomas Carroll

★★★★★

Thank you Karen professional and confidential tailored my cover to my needs, highly recommended.

— Patricia Goring

★★★★★

Karen sorted life and critical illness policies for my wife and I. She went above and beyond to ensure we both had the best cover for our family. I’d recommend Karen to anyone looking to take out/update any life/critical illness policies.

— Alex Bottomley

★★★★★

Had a great morning with a lovely lady who has helped to get insurance and made a friend for life thank you so much 💞

— Debbie Whitehouse

★★★★★

I contacted Karen to review our insurance policies. Karen went through everything we needed thoroughly and found some policies we could keep as they were still right for us. We’ve made a few improvements with cover we didn’t take last time! Karen was very friendly, helpful and made everything easy to understand and we got also got a free will too. Would highly recommend to anyone, if you need a review or just some advice she’s the person to go too!! ⭐️⭐️⭐️⭐️⭐️

— Carol Best

★★★★★

Karen has just sorted my insurances out again, she’s always brilliant and makes it easy to understand. Cheers Karen 👍🏼

— Olly Cann

★★★★★

Karen has been our advisors for around 5 years now and we have just had a review after buying a new house. Karen was brilliant yet again, checked over the policies we already had and recommended we keep those ones as they are still relevant. But we have added new cover for the mortgage and also income protection to protect our wage. Cant recommend Karen highly enough, she is very knowledgeable and takes her time to ensure we know exactly what cover we have taken out. Get yourself booked in for a free review, she also gave us a free will.⭐️⭐️⭐️⭐️⭐️

— Yel Myles

★★★★★

Thank you so much for sorting out all my insurances so quickly and making it so easy and effortless. 😁 Couldn’t recommend you enough, you more than covered everything possible and made it all tailored to my personal situation and was more than happy to talk through every question / query I had.

— Chloe Heseltine

★★★★★

I would highly recommend Karen to any of my family and friends! She went above and beyond to help me and my partner get the right insurance for ourselves when buying a house whilst making us understand every aspect, she has undoubtedly been there every step of the way. Thankyou again Karen and I’ll reiterate this to anyone seeking life insurance, she’s the best person to go to!

— Pinder Singh

★★★★★

Met up with Karen on Thursday as I didn’t have a clue where to start looking for insurance. Karen went through all aspects of life insurance, critical illness as well as others and found the right one suitable to me. I would highly recommend Karen to family and friends.

— Dawn Davidson

★★★★★

I would highly recommend Karen to sort out any policies needed she is such a lovely lady doesn’t put any pressure on you and makes everything very clear.Karen helped me get my life insurance just over 2 years ago..due to me having cancer recently (thank god id took the life insurance policy out) I couldn’t get critical illness cover but Karen helped me get a different cover for me and my little girl that is the next best thing to critical illness insurance and was so helpful and so easy to chat too I wouldn’t go anywhere else for any future policies 😊

— Jenna Walker

★★★★★

Spent time with Karen Brookes today and didn’t realise all the different areas of insurance available. Really happy to now be covered should anything bad happen for me to need time off for a while like an accident or illness. Didn’t feel pressured to buy anything and Karen explained everything fully. Definitely would recommend! And she did it in the pub, can meet anywhere.

— Luke Stott

★★★★★

One of the plus sides of turning 50 means I can have an over 50’s plan! It’s so important to have the right cover in place as you never know what might happen! Get in touch with Karen and she will assess and review to make sure the right cover is in place for you! I maybe biased as she is an amazing friend but she is fantastic at what she does! It costs nothing to make an appointment and check you have the right protection for you and your loved ones ❤️

— Lisa White

★★★★★

Met with Karen today to review my insurance policies, Karen spent a lot of time explaining everything and gave me a number of options to look at. We reviewed my previous policy and felt this was still fit for purpose therefore no changes were needed and i felt reassured the correct cover was in place for me and my family. Would highly recommend- if you need to look at your insurance options to protect you and your family make sure you speak to Karen first- she always has your best interests at heart and wants to protect you and your loved ones.

— Jenny Wren

★★★★★

I would definitely recommend Karen to sort your life & insurance cover as she is so easy to talk to and listens to exactly what you need and gives you several options . there is no hard sell at all and tailors everything to your needs. A** recommendation from me.

— Joanne Gowland

★★★★★

Karen did our insurance a little while back but I just want to say how great she was making sure we had the correct policy in place, working in the NHS I know how important this is. She really listened to our needs and gave us the information we needed to ensure we choose the right cover. I would highly recommend if you even just want some info Karen is more than happy to help or if you need a review of your current cover, get in touch, she won’t change your cover unless you need too. Definitely felt she had our best interest at heart 🩷

— Kate McCue

★★★★★

NOT SURE WHAT YOU NEED?

That’s completely fine.

You don’t need to know which policy, provider or type of cover is right before you get in touch.

Tell me a little about what you’d like to protect, what you already have in place, or what’s changed in your life — and I’ll help you work out the next step.

Starting from scratch
Not sure what cover you need?

Already have insurance
Let’s check it still suits you.

Life has changed
New home, family, job or business?

HOW CAN I HELP?

Let's Have A Chat

Whether you’re looking for cover, reviewing what you already have or simply have a question,

send me a message and I’ll get back to you.

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